Disability Insurance – How It Protects Your Income

Disability Insurance – How It Protects Your Income
Disability Insurance – How It Protects Your Income

Disability insurance is essential if you depend on your income for support. It’s especially important for married couples, as a spouse can provide a second source of income if the other is unable to work. However, single workers are less likely to have a second source of income. This means that more people need disability income insurance. For example, a single worker with three young children has a higher need for disability insurance than a married woman.

Long-Term Disability Insurance

A long-term disability policy protects your income if you cannot work for more than six months. The insurance pays a percentage of your income in the event of your disability. This amount can be as much as 60% of your salary. The coverage amount is calculated by applying financial underwriting and based on the income you would earn if you were disabled. This amount does not include investment income … Read More

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International Business Majors, Here Are 7 Job Prospects

International Business Majors, Here Are 7 Job Prospects
International Business Majors, Here Are 7 Job Prospects

International business majors are one of the options sought by prospective students. If you are interested, you can read the information on international business majors here. One of the universities that has a major in international business is Binus. Launching the official Binus website, the following is information on job prospects for the International Business department:

Marketing and Sales Manager

Companies need international business graduates so that companies can have actual strategies in accordance with current international business developments. Jobdesk’s profession is to monitor employee performance, develop goals, plan marketing, and measure market potential, to ensure that every sales effort is successful.

International Sales Representative

Every company that wants to expand into international business must have this division. To lead a team takes the academic ability and skills of graduates majoring in international business.

These include understanding the potential of the international market and understanding the culture, trends, or … Read More

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7 Types of Digital Marketing

7 Types of Digital Marketing
7 Types of Digital Marketing

As a business person, you must be familiar with the term digital marketing. Currently, most businesses, both SMEs and large ones do their marketing digitally. The reason is that digital marketing strategies are relatively cheaper than marketing through print, radio, or TV media. Hence, digital marketing is very possible for SME businessmen.

In addition, digital marketing also consists of many types and is easier to monitor. On the other hand, with the many types of digital marketing and the various terms in it, it can make businessmen confused in determining what kind of strategy is suitable and in accordance with the goals to be achieved in their business.

So that you are not confused, here are some types of digital marketing that you should try for your SME business.

Content Marketing

Content marketing focuses on the process of creating and distributing content to the target customers of your business. This … Read More

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5 Tips for Achieving Financial Freedom

5 Tips for Achieving Financial Freedom
5 Tips for Achieving Financial Freedom

Finance is certainly one of the most important aspects of life. sometimes there is even an assumption that “good finances will produce a good life too”.

This cannot be completely denied, because looking at the current conditions, almost all aspects of life require money to be fulfilled.

Therefore, people are scrambling to get a good job in order to be able to meet their needs financially. On the other hand, in the end, everyone would hope to be financially free or financial freedom. To know about the business you can visit this site festivaldelladriatico

Now, if you often meet someone with such conditions and want to achieve financial freedom, here are 5 tips that you can try to achieve financial freedom:

Understand the Current Financial Condition

Actually, it doesn’t matter how old you are now and how much income you can earn in a month.

Financial freedom is not measured … Read More

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Brim Financial Ranked Best-in-Class on Product Capabilities in Credit-Cards-as-a-Service by

TORONTO–(BUSINESS WIRE)–Aite-Novarica Group ranked Brim’s Credit-Card-as-a-Service as best-in-class for product capabilities in its analysis of the global landscape of Credit-Card-as-a-Service providers. The Aite-Novarica Group CCaaS Matrix Evaluation and Impact Report evaluates the overall competitive position of each provider, focusing on provider stability, client strength, product features, and client services.

“Congratulations to Brim Financial for being ranked best-in-class on product capabilities for its Credit-Card-as-a-Service offering in the Aite-Novarica Group CCaaS Matrix Evaluation,” says David Shipper, Strategic Advisor of Retail Banking and Payments at Aite-Novarica Group. “Credit-Card-as-a-Service (CCaaS) providers like Brim help launch new card programs faster than what was possible in the past, while supporting most or all of the operational and service needs of a new program, allowing clients to focus on growing the business.”

As per Aite-Novarica Group, the explosive growth of credit card issuance and usage has motivated financial institutions, fintechs, and startups to launch innovative

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RNDC Names Scott Lammert as Executive Vice President, Supplier Business Development, Wine and

July 28, 2022 (Grand Prairie, Texas)—Republic National Distributing Company, the national distributor and broker of premium wine and spirits, today announced that Scott Lammert will have expanded responsibilities in his role as Executive Vice President, Supplier Business Development (SBD), Wine and Spirits. Lammert now leads both SBD teams, wine and spirits, where he will focus and align the overall supplier business development strategy across RNDC.

“Scott’s success in both the spirits and wine side of the business gives him a unique perspective to help augment and expand our supplier relationships,” said Jenn Engel, Chief Commercial Sales Officer. “I believe the cohesiveness behind this strategic move will allow RNDC to continue to win with suppliers and customers.”

Lammert has been in the alcohol beverage industry for 32 years, gaining experience in wine and spirits brand/sales management, executive branch management, operations, and talent development. He has a proven track record of

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How the metaverse can power business development

On Sept. 30, Charles Onstott and I held a capture meeting at CALIBRE Systems. It wasn’t like our other capture meetings because we held it in the metaverse. CALIBRE Chief Technology Officer Charles Onstott worked with me, a director of business development and capture, and other participants to schedule our meeting in Meta’s Horizon Workrooms. We were excited to see what all the buzz was about. Anecdotally talking to colleagues in the government contracting industry, I have heard that this was the first time a capture meeting was conducted in the metaverse.

Charles and I have mixed views on the metaverse. In some ways, it seems like the most over-hyped technology of the year. In other ways, we can already see some direct applications and we can see some of the potential of the technology for future use. I think that augmented reality (AR) will win over virtual reality (VR)—especially

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Fosun Terminates Business Engagement With Moody’s Rating Service

Chinese conglomerate Fosun International Limited has stated that it officially notified Moody’s, an American business and financial services company, on October 12 of its decision to terminate business engagement with the rating service, ceasing to provide relevant information on the firm effective from that day.

On August 23, Moody’s Investors Service downgraded to B1 from Ba3 the corporate family rating of Fosun with a negative rating outlook. The downgrade reflects Fosun’s weak liquidity profile, elevated refinancing pressure due to the challenging onshore and offshore funding environments.

According to a report issued by Moody’s, Fosun’s rating is Ba2 due to many quantitative indicators such as investment strategy, asset concentration, geographical diversification, business diversification, portfolio transparency, financial strategy, financial leverage ratio and liquidity indicators. However, because Moody’s analysts were subjectively pessimistic about the economic environment, rather than worrying about Fosun’s own financial situation, Moody’s finally adjusted its rating to B1.

In response

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3 Ways To Mitigate Quiet Quitting Amid The Great Resignation

Nuria Rivera is CEO Novation Title and a transformational speaker.

Have you heard the new term “quiet quitting”? This is a trend highly popularized among Gen-Z in which an employee continues to show up at work—only to do the bare minimum. They refuse to go above the expectations of the job but do just enough not to get fired.

Personally, I ask myself: “Why would anyone want to give anything in life the bare minimum? Where did this ideology come from, and what is the end result?”

I find this trend fascinating. From conversations with other business owners, I know that one of the biggest challenges we face is finding talent and attracting the right people. We have all found ways to adapt and adjust to the remote work—perhaps through avenues such as offering a hybrid work model when others are struggling to find the right fit.

So how

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