Disability insurance is essential if you depend on your income for support. It’s especially important for married couples, as a spouse can provide a second source of income if the other is unable to work. However, single workers are less likely to have a second source of income. This means that more people need disability income insurance. For example, a single worker with three young children has a higher need for disability insurance than a married woman.
Long-Term Disability Insurance
A long-term disability policy protects your income if you cannot work for more than six months. The insurance pays a percentage of your income in the event of your disability. This amount can be as much as 60% of your salary. The coverage amount is calculated by applying financial underwriting and based on the income you would earn if you were disabled. This amount does not include investment income … Read More
International business majors are one of the options sought by prospective students. If you are interested, you can read the information on international business majors here. One of the universities that has a major in international business is Binus. Launching the official Binus website, the following is information on job prospects for the International Business department:
Marketing and Sales Manager
Companies need international business graduates so that companies can have actual strategies in accordance with current international business developments. Jobdesk’s profession is to monitor employee performance, develop goals, plan marketing, and measure market potential, to ensure that every sales effort is successful.
International Sales Representative
Every company that wants to expand into international business must have this division. To lead a team takes the academic ability and skills of graduates majoring in international business.
These include understanding the potential of the international market and understanding the culture, trends, or … Read More
As a business person, you must be familiar with the term digital marketing. Currently, most businesses, both SMEs and large ones do their marketing digitally. The reason is that digital marketing strategies are relatively cheaper than marketing through print, radio, or TV media. Hence, digital marketing is very possible for SME businessmen.
In addition, digital marketing also consists of many types and is easier to monitor. On the other hand, with the many types of digital marketing and the various terms in it, it can make businessmen confused in determining what kind of strategy is suitable and in accordance with the goals to be achieved in their business.
So that you are not confused, here are some types of digital marketing that you should try for your SME business.
Content marketing focuses on the process of creating and distributing content to the target customers of your business. This … Read More
Finance is certainly one of the most important aspects of life. sometimes there is even an assumption that “good finances will produce a good life too”.
This cannot be completely denied, because looking at the current conditions, almost all aspects of life require money to be fulfilled.
Therefore, people are scrambling to get a good job in order to be able to meet their needs financially. On the other hand, in the end, everyone would hope to be financially free or financial freedom. To know about the business you can visit this site festivaldelladriatico
Now, if you often meet someone with such conditions and want to achieve financial freedom, here are 5 tips that you can try to achieve financial freedom:
Understand the Current Financial Condition
Actually, it doesn’t matter how old you are now and how much income you can earn in a month.
Chinese conglomerate Fosun International Limited has stated that it officially notified Moody’s, an American business and financial services company, on October 12 of its decision to terminate business engagement with the rating service, ceasing to provide relevant information on the firm effective from that day.
On August 23, Moody’s Investors Service downgraded to B1 from Ba3 the corporate family rating of Fosun with a negative rating outlook. The downgrade reflects Fosun’s weak liquidity profile, elevated refinancing pressure due to the challenging onshore and offshore funding environments.
According to a report issued by Moody’s, Fosun’s rating is Ba2 due to many quantitative indicators such as investment strategy, asset concentration, geographical diversification, business diversification, portfolio transparency, financial strategy, financial leverage ratio and liquidity indicators. However, because Moody’s analysts were subjectively pessimistic about the economic environment, rather than worrying about Fosun’s own financial situation, Moody’s finally adjusted its rating to B1.
Nuria Rivera is CEO Novation Title and a transformational speaker.
Have you heard the new term “quiet quitting”? This is a trend highly popularized among Gen-Z in which an employee continues to show up at work—only to do the bare minimum. They refuse to go above the expectations of the job but do just enough not to get fired.
Personally, I ask myself: “Why would anyone want to give anything in life the bare minimum? Where did this ideology come from, and what is the end result?”
I find this trend fascinating. From conversations with other business owners, I know that one of the biggest challenges we face is finding talent and attracting the right people. We have all found ways to adapt and adjust to the remote work—perhaps through avenues such as offering a hybrid work model when others are struggling to find the right fit.
The blue room featured 3D artwork requiring 3D glasses.Photo: Courtesy of Crush Studio LOS ANGELES—The challenge: How do you build a massive, month-long activation that’s primed for photo ops, filming opportunities, and overnight stays while also promoting a new product every step of the way?
The solution: Find a production team that’s ready to think far outside the box—which sometimes involves scouring local warehouses to find a six-foot-tall pink penguin at a moment’s notice.
That’s indeed what happened when Mike’s Hard Lemonade recently promoted its new adult beverage—Mike’s Hard Freeze—with a month-long, ‘90s-inspired takeover of a house in the Los Angeles area. Working with Denver-based design and production studio Crush Studio, the brand transformed an entire house in the Encino neighborhood into an Instagrammable paradise—and a space to promote the new product via influencer stays, photo shoots, and industry events, culminating in a public sweepstakes that would allow
Residents facing worrisome credit debt or needing advice on managing their student loans can now turn to Maui Economic Opportunity’s Business Development Center for help.
The Business Development Center recently certified staff members on Maui and Moloka‘i as national consumer counseling professionals and expanded services by offering credit counseling services at no charge to the public.
BDC is known for instilling the skills entrepreneurs need to be successful through the Core Four Business Planning series, helping existing businesses expand with microloans and guidance and offering financial literacy classes to those interested in getting a grip on their budgets.
This week, Mastercard’s long-running “Priceless” campaign turns 25 years old. Over the years, “Priceless” has become more than an advertising tagline for the brand but an overall marketing ethos. Digiday caught up with Mastercard chief marketing and communications officer Raja Rajamannar to hear about how the brand is focusing on experiences over traditional advertising, managing the current economic uncertainty and thinking about the metaverse. This conversation has been edited and condensed for clarity.
It was not being fully exploited because it was only being used for advertising. [We knew] it had the potential to become a full-fledged marketing platform. That was when we [transitioned it from being an] advertising-led platform to become an experience-led platform, which means that we are not observing and celebrating Priceless moments, but we are enabling and curating Priceless experiences for our customers and consumers.
In recent years, the brand has shifted to focus on creating