Horses are expensive companions. If you have a one, there is a good chance you paid at least $3,000 for it. That is not a small purchase. Because horses can be such a costly investment, many horse owners make the decision to purchase a horse insurance policy. If you are considering financial protection for your horse, the number of options may be confusing. What are the differences? Which kind do you need? Do not let it overwhelm you. Typically, you have three options:
The most common type of horse insurance covers medical expenses. Depending on the policy you choose, you can receive health care protection for basic vaccinations and dental care to major health problems such as those requiring advanced surgical treatment. Vet bills can add up quickly. In contrast, medical insurance usually only costs a few hundred dollars every year.
Mortality / Loss of Use Coverage
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